Finally understand where
your money actually goes
Connect your accounts and see up to 2 years of transactions in minutes — automatically categorised and completely private.
Get started in minutes
Securely connect your accounts
Link your banks securely via CDR or upload your files.
We import your transactions
Up to 2 years of history, pulled in automatically.
Everything is automatically categorised
Spending, income, and transfers — sorted instantly.
Takes less than 5 minutes. No spreadsheets. No manual work. No credit card required.
See everything in one place
Bring all your accounts, spending, and net worth together — so you always know exactly where you stand.
Everything at a glance
See your net worth, spending, and savings in a single view — so you don’t have to piece it together across apps.
- Watch your net worth update across all your accounts
- Track your income vs spending over time
- See exactly where your money goes
All your accounts, together
Bring all your bank accounts, cards, loans, and investments together — with transactions automatically flowing in so everything stays up to date.
- Connect with 100+ Australian banks and institutions
- Transactions sync automatically — no manual uploads
- Prefer not to connect? Upload your bank files instead
Secure bank connections
Connect your accounts using Australia’s secure CDR system — so your data stays protected and in your control.
- Powered by Australia’s Consumer Data Right (CDR)
- Read-only access — we can’t move your money
- Your data is encrypted and never stored with your credentials
Know exactly where your money goes
Turn your transactions into clear insights — so you can see what’s working and what’s not.
Follow your money
See how your income turns into spending and savings.
- Track income vs spending over time
- Understand how much you save each month
- See how your money flows at a glance
See where it goes
Break down your spending by category and quickly spot where your money is going.
- View spending across categories like food, rent, and bills
- Identify where you might be overspending
- Understand your habits at a glance
Dig into the details
Tap into any number to see the transactions behind it — no guesswork.
- Drill down into individual transactions instantly
- Search and filter to find anything quickly
- See exactly what makes up each total
Stay on top of your money without the work
Moneytor keeps everything organised and up to date so you don’t have to manage it manually.
Automatically organised
Your transactions are categorised for you, so everything stays clean without manual effort.
- Transactions are automatically categorised
- No need to manually sort or fix data
- Stay organised without ongoing work
Take control of your money
No ads. No tracking. No credit card. Takes 5 minutes to get started.
Your money stays yours
We can't move your money
Your accounts are read-only. Moneytor can never make transactions.
Your data isn't sold or tracked
No ads. No tracking. Your financial data stays private.
You're in control
Connect securely via CDR or upload your data manually — it's your choice.
Private insights that actually help
Get clear insights and simple guidance so you can make better decisions with your money.
Spot what matters
Understand trends, changes, and unusual activity without digging through your data.
- See patterns in your spending over time
- Catch changes and unexpected behaviour early
- Focus on what actually matters
Stay informed
Get simple updates so you always know what’s happening with your money.
- Receive clear summaries of your finances
- Stay on top without checking the app constantly
- Know where you stand at a glance
Ask anything
Get quick answers about your finances without digging through reports.
- Ask questions about spending, trends, or categories
- Get instant, clear answers
- No need to manually search or analyse
Frequently asked questions
- What makes this personal finance app different?
- We don’t track you, show ads, or sell your data. Your information is encrypted so even we can’t see it. It’s a private, no-nonsense personal finance app.
- Is my financial data safe?
- Yes. Your data is encrypted and never sold or shared. We built this as a secure personal finance app for Australians who care about privacy.
- How does the app track my spending?
- We automatically categorise your transactions and show simple weekly summaries of your income, spending, and net balance.
- Does this app help with budgeting?
- Yes. You’ll see where your money goes, spot patterns, and make better decisions without needing complicated budgets.
- Are there ads or hidden fees?
- No ads, no tracking, and no hidden fees. Just a clean app focused on your money.
- Can I trust the AI insights?
- Yes. The AI runs privately and doesn’t share your data. You get useful insights without giving up control.
Finally feel in control of your money
Moneytor helped me finally understand where my money goes each month. The insights are clear and actionable — I feel in control for the first time.
Sarah T.Small Business Owner
I love how easy it is to track my spending and set savings goals. The automation features save me hours every week!
James L.Freelancer
Managing our family budget used to be stressful. With Moneytor, we collaborate and make smarter decisions together.
Priya & AmitParents of Two
The dashboard gives me instant clarity on my finances. I wish I’d found Moneytor years ago.
Ben W.Young Professional
Moneytor’s security and privacy features give me peace of mind. My financial data is safe and I’m always in control.
Emily R.Finance Enthusiast
Moneytor helped me finally understand where my money goes each month. The insights are clear and actionable — I feel in control for the first time.
Sarah T.Small Business Owner
I love how easy it is to track my spending and set savings goals. The automation features save me hours every week!
James L.Freelancer
Managing our family budget used to be stressful. With Moneytor, we collaborate and make smarter decisions together.
Priya & AmitParents of Two
The dashboard gives me instant clarity on my finances. I wish I’d found Moneytor years ago.
Ben W.Young Professional
Moneytor’s security and privacy features give me peace of mind. My financial data is safe and I’m always in control.
Emily R.Finance Enthusiast
Take control of your money
Start your free 14-day trial. No Credit Card Required.