We Built Moneytor Because Managing Money Shouldn’t Feel This Hard

Hey there,

If you’re reading this, you’re probably like us — working hard, raising a family, and still wondering where all the money actually goes.

A few years ago, we were asking ourselves the same questions:

• How much are we really spending on groceries, insurance, and everyday life?
• Why is it so hard to get a clear view when our money is scattered across multiple banks?

We couldn’t find a tool that made sense. The ones out there were either too rigid to fit real life, too expensive to justify, or simply not private enough to trust with something as personal as money. So we built one for ourselves.

What started as a simple way to track our own spending quickly revealed a bigger truth: we weren’t alone. Millions of Australians feel the same stress, the same confusion, and the same lack of clarity when it comes to money. That’s why we decided to rebuild it from the ground up — and that’s how Moneytor was born.

But let’s be honest: managing money today feels harder than ever. Cost of living is rising. Banks aren’t designed to put consumers first. And while life gets busier, most of us are left piecing things together with spreadsheets or clunky budgeting apps. The result is stress, overwhelm, and never quite knowing where we stand.

Moneytor is our answer. A way to bring everything into one place so you can finally see your true cost of living. A way to plan ahead with confidence. And soon, with the help of AI, a way to grow — surfacing insights based on your unique spending habits while keeping your data private and secure.

At the heart of Moneytor is a simple vision:

• Track your money with clarity.
• Plan with confidence for what matters.
• Grow through insights that are personal, practical, and empowering.

And through it all, one thing never changes: trust comes first. Your data will never be treated as a product. It belongs to you — always.

This is just the beginning. We believe money should feel clear, simple, and empowering — not overwhelming. And we’d love for you to join us on this journey.

— Manoj, Sun & Ben
Co-Founders of Moneytor